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Car Title Loans in St. Michaels

Car title Loan FAQ

Is my bad credit going to be a problem?

No we don’t mind bad credit at all! We want a clean title, not a clean credit report.

What do you need from me in order to get a loan?

We need you to click apply now, so you can fill out our application. It’s quick and easy but gives us valuable information to get you closer to your cash. Once we receive your application we only need an ID, insurance, your clean car title, proof of residency, a few references and an income statement.

Do I need a bank account?

Not necessarily. Only if you are self-employed. Otherwise we just want proof of employment.

What’s the lowest loan size you give out?

$750 is our floor, but there is no ceiling. St. Michaels Title Loans can go as high as you can go.

Is there a penalty for pre-payment?

Absolutely not. Some people, however, decide to take advantage of the 3 year pay period.

What are your interest rates?

Compare our 7.5% monthly interest rate for loans over $5,000 and our 8% monthly under $5,000 and you’ll see it is hard to beat St. Michaels Title Loans. That is the only rate you pay, with no jacked up first month price that many of our competitors try to disguise.

What is the age restriction?

You must be 18 years of age or older.

   

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